PRIVACY POLICY
Your privacy is very important to us. We want to make your experience on the Internet as enjoyable and rewarding as possible,
and we want you to use the Internet's vast array of information, tools, and opportunities with complete confidence.
We
have created this Privacy Policy to demonstrate our firm commitment to privacy and security. This Privacy Policy describes
how our company collects information from all end users of our Internet services (the "Services")-those who access some of
our Services but do not have accounts ("Visitors") as well as those who may purchase Products and/or pay a monthly service
fee to subscribe to the Service ("Members")-what we do with the information we collect, and the choices Visitors and Members
have concerning the collection and use of such information. We request that you read this Privacy Policy carefully.
Personal
Information Our Company Collects and How It Is Used
Introduction. Our company collects information in different
ways from Visitors and Members who access the various parts of our Services and the network of Web sites accessible through
our Service. We use this information primarily to provide a customized experience as you use our Products and Services, and
generally, do not share this information with third parties. However, we may disclose personal information collected if we
have received your permission beforehand or in very special circumstances, such as when we believe that such disclosure is
required by law or other special cases described below.
Registration: Members may be asked to provide certain
personal information when they sign up for our Products or Services including name, address, telephone number, billing information
(such as a credit card number), and the type of personal computer being used to access the Services. The personal information
collected from Members during the registration process is used to manage each Member's account (such as for billing purposes).
This information is not shared with third parties, unless specifically stated otherwise or in special circumstances.
However, in instances where our company and a partner jointly promote our Services, we may provide the partner certain
personal information, such as the name, address, and username of persons who subscribed to the Services as a result of the
joint promotion for the sole purpose of allowing us and the partner to assess the results of the promotion.
In this instance, personal information may not be used by the partner for any other purpose. We may also generate non-identifying
and aggregate profiles from personal information Members provide during registration (such as the total number, but not the
names, of Members). As explained in more detail below, we may use this aggregated and non-identifying information to sell
advertisements that appear on the Services.
Our Company Partners and Sponsors: Some products and services
may be offered to Visitors and Members in conjunction with an affiliate, independent contractor seller or non-affiliated partner.
To provide Visitors and Members some of these products and services, the partner may need to collect and maintain personal
information. In these instances, you will be notified before any such data is collected or transferred and may decide not
to use that particular service or feature.
Additionally, our partners may have advertisements or co-branded Web Pages that are cosponsored by an affiliate, independent
contractor seller, or non-affiliated partner. Our company may share non-identifying and aggregate information (except as described
above), but not personal information, with such partners in order to administer the co-branded products or services offered.
Online
Shopping: At some Web sites, you can purchase products and services or register to receive materials, such as a newsletter,
catalog or new product and service updates. In many cases, you may be asked to provide contact information, such as your name,
address, email address, phone number, and credit/debit card information.
If you complete an order for someone else, such as an online gift order sent directly to a recipient, you may be asked
to provide information about the recipient, such as the recipient's name, address, and phone number. Our company has no control
over the third parties' use of any personal information you provide when placing such an order. Please exercise care when
doing so.
If you order services or products directly from our company we will use the personal information you
provide only to process that order. We do not share this information with outside parties except to the extent necessary to
complete that order.
Online Advertisements: Our company may display our online advertisements. In those
cases we share aggregated and non-identifying information about our Visitors and Members collected through the registration
process as well as through online surveys and promotions with these advertisers.
Additionally, in some instances, we use this aggregated and non-identifying information to deliver tailored advertisements
or joint ventures. For instance, an advertiser or joint venture company tells us the audience they want to reach and provides
us an advertisement tailored to the audience. Based upon the aggregated and non-identifying information we have collected,
we may then display or send the advertisement to the intended audience. Our company does not share personal information about
its Visitors or Members with these advertisers or joint venture companies.
Responses to Email Inquiries: When Visitors
or Members send email inquiries to our company, the return email address is used to answer the email inquiry we receive. Our
company does not use the return email address for any other purpose and does not share the return email address with any third
party.
Voluntary Customer Surveys: We may periodically conduct both business and individual customer surveys.
We encourage our customers to participate in these surveys because they provide us with important information that helps us
to improve the types of products and services we offer and how we provide them to you. Your personal information and responses
will remain strictly confidential, even if the survey is conducted by a third party. Participation in our customer surveys
is voluntary.
We may take the information we receive from individuals responding to our Customer Surveys and
combine (or aggregate) it with the responses of other customers we may have, to create broader, generic responses to the survey
questions (such as gender, age, residence, hobbies, education, employment, industry sector, or other demographic information).
We then use the aggregated information to improve the quality of our services to you, and to develop new services and products.
This aggregated, non-personally identifying information may be shared with third parties.
Special Cases: It is
our company's policy not to use or share the personal information about Visitors of Members in ways unrelated to the ones
described above without also providing you an opportunity to opt out or otherwise prohibit such unrelated uses.
However, we may disclose personal information about Visitors or Members, or information regarding your use of the Services
or Web sites accessible through our Services, for any reason if, in our sole discretion, we believe that it is reasonable
to do so, including: credit agencies, collection agencies, merchant database agencies, law enforcement, or to satisfy laws,
such as the Electronic Communications Privacy Act, the Child Online Privacy Act, regulations, or governmental or legal requests
for such information; to disclose information that is necessary to identify, contact, or bring legal action against someone
who may be violating our Acceptable Use Policy or Terms Of Service, or other user policies; to operate the Services properly;
or to protect our company and our Members.
"Cookies" and How Our Company Uses Them. A "cookie" is a small data
file that can be placed on your hard drive when you visit certain Web sites. Our company may use cookies to collect, store,
and sometimes track information for statistical purposes to improve the products and services we provide and to manage our
telecommunications networks.
If you are a Visitor or Member we may use a cookie to save your settings and to provide customizable and personalized
services. These cookies do not enable third parties to access any of your customer information. Additionally, be aware that
if you visit other Web sites where you are prompted to log in or that are customizable, you may be required to accept cookies.
Advertisers
and partners may also use their own cookies. We do not control use of these cookies and expressly disclaim responsibility
for information collected through them.
Our Company Commitment to Children's Privacy. Protecting children's privacy
is especially important to us. It is our policy to comply with the Children's Online Privacy Protection Act of 1998 and all
other applicable laws. Therefore we restrict our Web site to persons eighteen years or older.
YOU MUST BE EIGHTEEN
(18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS
WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS
WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.
Public Forums: Please remember
that any information you may disclose in any Member Directory, or other public areas of our Web sites or the Internet, becomes
public information. You should exercise caution when deciding to disclose personal information in these public areas.
Our
Company's Commitment to Data Security: Services and Web sites we sponsor have security measures in place to protect
the loss, misuse, and alteration of the information under our control. While we make every effort to ensure the integrity
and security of our network and systems, we cannot guarantee that our security measures will prevent third-party "hackers"
from illegally obtaining this information.
Where to Direct Questions About Our Privacy Policy: If you have
any questions about this Privacy Policy or the practices described herein, you may contact us through the contact information
provided on this Web site.
Revisions to This Policy: Our company reserves the right to revise, amend, or modify
this policy, our Terms Of Service agreement, and our other policies and agreements at any time and in any manner, by updating
this posting.
© 2007-2008 Kugarand Holdings, Inc.